Financing
Affordable Financing Solutions for Auto Repairs
Drive Now, Pay over Time with the Tuffy Credit Card
Don't delay necessary repairs. Explore financing options designed to help you manage unexpected auto expenses with ease.

See if You Prequalify
Get a decision in seconds with no impact to your credit bureau score.
No Interest if Paid in Full Within 6 Months*
On purchases of $199 or more made with the Tuffy credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.
Financing. Done Right. Period
Maintenance and repair costs are a reality for vehicle owners, and figuring out how to best budget for those expenses, both planned and unplanned, is a key consideration as well. As a Tuffy cardholder, 6 months special financing is available on all purchases totally $199 or more. Wait, there's more. As a Tuffy cardholder, special incentives and discounts are offered exclusively through the program. So if it’s time for a new set of tires, the Tuffy credit card can be your best friend. And, if you’re like many consumers who like to keep all vehicle related expenses on one card, you can also use the Tuffy credit card at gas stations nationwide. That's what we like to call Financing. Done Right. Period.
When Unexpected Car Repairs Leave You Scrambling For Cash
The Tuffy Credit Card helps keep you moving down the road. It allows you to get the auto repair services that you need all while providing you 6 or 12 months promotional financing. So be sure to visit your local Tuffy Tire & Auto Service Center and apply for the Tuffy Credit Card today. It's what we like to call financing. Done right. Period.
Staying Organized With The Tuffy Credit Card
If you're an everything in its place type of person, you're going to love the Tuffy Credit Card. You can pay and track all of your car expenses with just one card. You can use it for auto repairs and to fill up at more than 200,000 gas stations nationwide. Be sure to stop into your local Tuffy Tire & Auto Service Center to apply for your Tuffy Credit Card. It's what we like to call financing. Done right. Period.

Extraordinary Benefits
- Accepted at auto parts and service businesses nationwide (1)
- Accepted at gas stations nationwide (1)
- Credit decision within minutes
- Convenient monthly payments
- Estimate monthly payments here
- No annual fee (2)
- $0 fraud liability
- Exclusive cardholder offers
- Check your balance and pay your bill on the go with the MySynchrony mobile app (3)
Conditions
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for promotional financing.
(1) Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.
(2) For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
(3) Data fees may apply.
Manage your account with Synchrony.
Make payments, view your balance, update account information and schedule up to 12 payments at a time.
