Financing

Affordable Financing Solutions for Auto Repairs

Drive Now, Pay over Time with the Tuffy Credit Card

Don't delay necessary repairs. Explore financing options designed to help you manage unexpected auto expenses with ease.

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Get a decision in seconds with no impact to your credit bureau score.

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No Interest if Paid in Full Within 6 Months*

On purchases of $199 or more made with the Tuffy credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

Extraordinary Benefits

  • Accepted at auto parts and service businesses nationwide (1)
  • Accepted at gas stations nationwide (1)
  • Credit decision within minutes
  • Convenient monthly payments
  • Estimate monthly payments here
  • No annual fee (2)
  • $0 fraud liability
  • Exclusive cardholder offers
  • Check your balance and pay your bill on the go with the MySynchrony mobile app (3)

Conditions

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for promotional financing.


(1) Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.


(2) For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.


(3) Data fees may apply.

Manage your account with Synchrony.

Make payments, view your balance, update account information and schedule up to 12 payments at a time.

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